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Planning a wedding is an exciting time filled with love, romance, and projects. If there’s a wedding in your future, make sure Organizing the Finances is on your to-do list.

Who Will Manage the Checkbook?

There is a lot to merging two lives and you might be surprised at the differences between your personal styles when it comes to money. There is no one right way of doing things, it’s just important that you both know who will be responsible for what. Often one partner takes the lead keeping track of the bills, writing the checks, and balancing the checkbook. Other couples prefer to manage money individually opting to keep separate accounts and divide up the bills. The important thing is not to make assumptions. Discuss your options and decide together how to handle it.

Planning your future

Now that you have someone to share your life with, you’ll want to start preparing for a long, happy retirement. You’re never too young to start a retirement savings plan. In fact, the younger you are when you start, the more advantage you can take of the “miracle of compound interest.” If you already have a retirement plan, don’t forget to update your beneficiary.

These are just a few of the money-related issues you should address before the wedding. Talk to your financial advisor to find out what other financial issues might apply to your specific situation. Source: Advest Financial Company

For your mortgage questions answered, please feel free to contact me at Windy@1ratemtg.com.

Have a great day!

Windy

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