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When two people get married, they become one financial entity. One thing you can do is check both your credit scores, and see what you prequalify for before you get married.

I use to joke about in the wedding vows inserting, "I promise to love, honor, and cherish, my spouse and thier credit score."

Transitioning from singlehood status affects more than just your last name ( if you change it at all ), but your ability to make financial choices in the future. You take on the good and the bad with the person you marry. Talking over with a financial officer, or counselor, may be something you want to look into before you take the next step.

Correcting some past mistakes, and establishing yourself in a positive place on your credit score gives you more choices in the housing you'll be able to call "Home sweet home."

Happy planning!

Serenitea Catering

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