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Honestly, how many credit cards do you need? To esablish credit, three lines is nice to prequalify for a home or business loan. The longer you have that line of credit with on time monthly payments the better.

Did you know that having 50% or less on your credit cards actually raises your credit score? Example: You have 5 credit cards, four are close to being maxed out, and the one has a lot of room, you can transfer half the amount of the others to the one that has the room, as long as you keep your amount at or under 50% of the credit line per card. Does this mean your have less debt, no, but your eligibility changes for a loan. Neat huh?

Find out what your credit score is? Make your payments on time, pay extra if you can every month, and never over extend yourself. This way, you can elimate a lot of unnessesary stress over money from your life, and be able to invest in the future.

Seremitea Catering
www.myspace.com/weddingpros
253-212-8476

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